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1) NPCs have a variety of badges, from fairly inexpensive to very expensive, so in most organizations, you should be able to go with something you can afford or splurge for the best, depending on your circumstances.
2) Again, this varies too much by organization and campus to comment on. You may be able to call the Greek Life office and ask what the average cost per semester is after the first semester. It's going to vary a lot based on whether you live in the house, if there is housing, etc.
3)The "unexpected financial costs" are going to vary greatly by organization and campus so it will be hard for anybody to speak to that one. Even the Greek Life Office will have a hard time answering that one.
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