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Not to say you don't need a dues increase, but have you looked at doing payment plans that reward early payments/punish later payments? For example, if you pay the whole semester up-front, you pay $1500/semester, but if you don't pay up-front, you pay $400/month for 4 months.
I'm always amazed to see "payment plans" that really just let people spread their dues out over a bunch of payments but don't give anyone a reason to pay up front. I certainly understand working with women who hit a one-time financial bump, but letting everyone pay late with no consequences is a problem.
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