Yeah, you're going to be broke, which will very seriously limit what you can do, as well as your ability to grow in competition with other chapters (assuming they're actually 50-60). That's not necessarily deadly, but it is a significant challenge to overcome.
Right now you're a pledge. You got a bid from the place you fit in and wanted to be. You're love for the org will grow over time. Just focus on that.
When you reach the backside as an active, there will be opportunities to step up as a leader, regardless if you have a position or not (which may be hard to avoid with 23 guys). When you get there, you can look around beyond your campus and find there are methods to rapidly increase size without harming quality. It comes with growing pains, but gets you in a fiscal position of being able to compete with major leaders on campus. As long as you stay on top of it, you should be able to do great things.
While this greek experience will be different than being in a 60man or 100man chapter, the potential benefits you can realize by being successful are just as high as the challenges you face. Just make the most of your experience, and enjoy it while it lasts.
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