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It's possible that he got himself into a heap of credit trouble or something and is putting all his money toward paying it off. He could also just be a hermit type who doesn't like to go out and do things. Or, like FSU Zeta says, he is a cheapskate.
I'd be asking questions though, if it were me. I wouldn't want to be with a hermit type, or a cheapskate, or someone who just likes milking off mom and dad. Credit trouble, I could work with, especially if it seemed like he learned a lesson.
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