I don't know about you guys, but when I've mentioned this to people, they all think I'm crazy because of the economy right now. And I will assume that that's one of, if not *the*, reason that you may be holding back. It sure is for me. Wondering if I'd even be any good at it, and if I'm not, then being kinda screwed.
It's funny- I am kind of bipolar about it all right now. Within 24 hours, I go back and forth a few times about whether or not I should do it. But I think the argument that's winning out is that being in my very early 30s, it is a loooooooooong time until retirement. I work with some people that are so old, and I look at them, and think to myself, "Oh, there is NO FRIGGIN' WAY that will be me." But yet I'm still here.
God, I'm a wuss.