Quote:
Originally Posted by knight_shadow
@ the bold: So, if someone makes a bad decision (drunk driving:refusing to get coverage), it makes sense that they'll have to deal with the consequences?
As everyone else has said, I'm not laughing and stroking my cat while sitting in my evil lair. It sucks that these people lost everything. I haven't lost anything in a fire, but I did have a lot of flood damage in a previous dwelling a few years back. I could have called my (car) insurance company and said that I'd pay a renter's insurance premium after the fact, but that's not how it works. I made a decision not to pay a fee and had to suffer the consequences.
The insurance company had the means to pay me for my damages, but that would have been at the expense of those that DO pay. How is that fair to them?
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No shit he has to deal with the consequences. It's the idea of 'deserving' it and the acceptance of the situation that bothers me. This wasn't insurance, this was the fire department. It's considered a 'service' for a reason. I don't object to them paying for it, I object to the presentation of coverage as optional.
The situation never should have happened.