Quote:
Originally Posted by Drolefille
ETA: I think I get what you're saying, but your original point, and your misquote, was wrong. We infringe on people's "rights" to their property all the time. Either you can't tell anyone what to do with their property or you can, within reasonable limits for the welfare of all. America has gone with "you can, within reason." You can disagree, but we've been long down that road.
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Right, this is exactly what I'm saying - you have to provide a compelling reason to step on someone's proverbial toes.
This story does not seem like a compelling reason, unless you're willing to open the doors to all of the arguments I've offered. You're arguing a "greater-good" issue when something literally only affects one family. There's no "greater-good" benefit, and you haven't proven the "whole" isn't better off - I suspect they are, that the extra $75 over time would be better than a single fire.
Also, if you want, I can try to find the #s of people with legitimate (not snake-oil) earthquake insurance from clients - I guarantee it'll be MUCH lower than you expect. Lower than flood insurance in non-Zone A/B areas. Much lower.