Quote:
Originally Posted by knight_shadow
*At work, and can't read the full article*
I hope that $75 is per month. If that's the annual fee, I'd put these people on par with folks that drive without car insurance and get into a wreck. Very preventable.
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The story says that the $75 is an annual fee.
I live in an area that has a very similar set-up and we pay $108 a year. We had never heard of such a "pay-for-fire-service" prior to moving to this area 3 years ago. It was made crystal clear that you pay the annual fee or else your house will burn, so I watch for the renewel notice each June VERY carefully! If people only had to pay the $75 if there was an actual fire, then what incentive is there to pay? There would be no money to fund the program. As it is, in our area many of the firemen are volunteers. The story makes the chief seem heartless, but if exceptions are made then no one would actually pay.
It is sad that these people lost their house, but this should not have come as a surprise to them.
ETA:
Quote:
Originally Posted by ForeverRoses
I wonder if home owners insurance would refuse to payout since the extent of the fire was preventable? I wasn't sure if not paying the $75 would negate the fire insurance portion of home owners insurance.
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We have to show proof that we subscribe to the fire service for our home insurance. I suspect that if we didn't pay one year then it would invalidate the policy. However, you are also assuming that this dumb family actually had home insurance! If they won't pay $75 for fire protection I can't imagine that they are paying homeowner's premiums!