Oh, one of my favorite subjects: MONEY!
First, I would invest, invest, invest. It's nothing like building my income!
Second, I would open my first beauty shop, and eventually expand into a franchise. I'm not talking about a beauty shop where you go to get just your hair and nails done. I'm talking massages, facials, beauty consultations, spas, makeup, hair, manicures, pedicures.... I want a GLAMOUR beauty shop.
Then, I would splurge on all the material things I want... clothes (I LOVE shopping... it's my addiction), shoes, jewelry, interior decor.... the list goes on. Of course, I would spend money on my family, as well.
Oh, I can't forget keeping my hair and nails "did".