Quote:
Originally Posted by preciousjeni
Garnishment of wages for money owed during the time they stay without paying is sufficient.
Not at all.
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But that's not how these debts work, and that's the matter of a private contract, not the law. The house is what secures the debt, no pay, no house. Beyond that, if they could afford to pay they probably would, even people playing the system don't make that kind of choice for shits and giggles.
Sorry if it makes you feel like a sucker for working hard, having good credit and getting to keep your house, though I'm not sure why it would, but this is all a civil matter and no one's a thief by any sense of the word.