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You could say something like "Thanks, but next time it'll be my treat". Or you could take her for ice cream, dessert, coffee or something afterwards just so you feel like you have returned the favor somewhat.
My fiance always found a sneaky way to pay for me when I would try to pay. But even though he paid for me a lot (yes, PAID, since our finances are almost combined now this close to the wedding) I would do stuff like buy him lunch before he could get out of class to do it himself and stuff like that. So it works out well that way.
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