Quote:
Originally Posted by MysticCat
Everything that I have seen/read has been very clear that some provisions (like those concerning pre-existing conditions and children staying covered until 26) will be effective within 6 months, while others will not go into effect until 2014 or later.
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I've also enjoyed reading people's comments on other sites about not getting insurance until they get sick and THEN getting insurance because they can't get refused because of the pre-existing condition clause now being outlawed. People need to read the wording in the bill. It does NOT restrict insurance companies from excluding coverage from pre-existing conditions in all cases. There are time limits imposed. You can't get a diagnosis today and run out tomorrow and buy insurance. That is not legal. (even in 2014.)