All resorts will have a different definition of "all-inclusive." Make sure to check and see if alcohol (top shelf or otherwise) is included... or if any shuttle services are included, if it includes multiple restaurants on the resort, etc.
I've stayed at all-inclusive in the past, and it usually DOES save money on food... instead of spending $30-ish for a breakfast buffet or having to shop at (usually) overpriced tourist grocery stores, you can just grab fruit or yogurt, etc.
Will there be a town nearby with restaurants you're interested in? When I'm on vacation I usually like to get off the resort, but if the food in town is going to be average, why pay to eat there?
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