Quote:
Originally Posted by MysticCat
I'm not sure I'd agree that we all want to choose our insurance -- for all practical purposes, most of us don't now. We go with what our workplace provides; at most, choice goes to the level of coverage or choosing to buy additional coverage. Sure, maybe I could decide to forgo what I have at work and look elsewhere for coverage for my family, but practically speaking that's not an option because of pre-existing conditions and other concerns. I think that when most Americans talk about "choice" with regard to insurance, they mean choice as to doctors and other health care providers, not as to insurance coverage.
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Which is essentially the same thing. Every insurance company gives you the option to see a set group of physicians. If you choose one insurance policy, you have one set of physicians that accept that policy and so on. I agree that for many, they get what their employer gives them, but for a large part of the country, there is a little more choice and it may allow patients to choose whether or not to pick a plan based on cost, physicians covered and many other variables.