[Little32]

Originally Posted by MysticCat

But is that any different from the way it is now? How many Americans choose their own insurance program now? For most of us, our employers choose our insurance -- at most we get options as to premiums and co-pays/deductables. Surely whether any reform passes or not, employers can go for something cheaper if they can find it. I don't see how that can be pinned on reform; pin that on the free market.

The part of the debate that I don't quite get is the "just don't let it affect my coverage" sentiment. I know I've seen my premiums go up at a ridiculous rate in recent years, while benefits go down. Theoretically, I could look for somewhere else to cover my family, but practically speaking, pre-existing conditions rule that out. Sure, I'm basically satisfied with what I have, but I'd be a lot more satisfied if there was some stability in cost and benefits.

This is exactly the point that I was making to my grannie this morning. That's all.