[Matsimela]

I agree with the idea of re-working your budget and/or finding cheaper alternatives to your events/para/etc. Definitely do fundraisers and seek out donations whenever/where ever possible and encourage sisters to pay their dues. Granted it does suck to have to implement a "pay or leave" policy but with or without the recession, those are generally the rules. In terms of past due fees/dues, maybe you can set up a payment plan so that at least the chapter has a little money to pool from when needed and the sisters that owe arent as pressured to pay such a large sum all at once that might literally bankrupt them.