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I don't think that requiring general liability insurance coverage should be construed as aggressive to the organization involved, local or otherwise. Nor should it be viewed as an attempt to force a "local to go national". There are many companies out there that would be more than happy to provide the service of insurance coverage for local greek organizations (MJ Insurance and Kirklin being the two that come to mind quickest). Rather, this is a protection for people in these local GLOs. It's easy to get into the mindset of "it can't happen to me", but I've heard enough stories to know that liability is a big issue in Greek Life and if, God forbid, something were to happen... I think it would be better to require the insurance coverage, even if it is costly, than to have the President of the organization stuck with a million dollar lawsuit. Besides, having general liability insurance coverage for a GLO in this day and age isn't only commonplace; it's the standard. Most schools require at least $1,000,000 in general liability insurance coverage.
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