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I feel your pain. I was treasurer when a member dropped out and moved back home--leaving several YEARS of unpaid RENT (why something was not done before I took office, I will never know).
Honestly, as others have said, at this point I would suggest getting adults involved--either alumni of your chapter, or someone at the national level. I mean, I know it's nice to handle situations like this on an undergraduate level (if people are able to pay back owed dues, it's nice not to have tons of alumns worried or mad at them), but it sounds like this person isn't taking you seriously. Maybe she'd be more responsive to someone older than her.
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