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Originally Posted by epchick
Ehhh i disagree. Although Lynn had a point, so did Jeana and Vicki. I didn't take their comments as being a golddigger. Lynn and Vicki were coming from two different aspects, and although Vicki could see Lynn's side, Lynn either couldn't or refused to see Vicki's.
The fact is that Gretchen & Jeff aren't married, and Gretchen isn't working. If Jeff (lets assume we are talking as if he hasn't died) passed and didn't leave Gretchen as the beneficiary, then she'd be SOL. How would she pay the mortgage on that house they have? How would she make any payments on anything? Where would she live? Vicki was coming at it from a more business mindset, I mean she is in the insurance business, I bet she has seen this often.
Lynn comes at it from, experiencing it with her husband. But her husband LIVED, Gretchen's didn't. Plus Lynn was married at the time her husband got cancer, she doesn't understand Gretchen's position.
It's called being realistic, not being a golddigger.
i'm over Gretchen, her dumb "sex" comments have irked me. First she said that her & Jeff have sex while he is in the hospital....then at the dinner party she made a comment about how she hasn't had sex in 8 months. Come on Gretch, which is it? Get it together.
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It is DEFINITELY being realistic. I'm in the same financial advising field as Vicki, and you don't get to be Court of the Table in MDRT for selling a couple life insurance policies here and there. Once Jeff is gone (which we know he is) it's too late. He's been married so many times before, I would hope that he's got things taken care of. Vicki's right that Gretchen could be drawing a 'salary' from taking care of Jeff. Her comment about 'needing to take money from her savings to pay bills' probably sent up an alarm with Vicki. Meaning, Gretchen didn't have access to his accounts. I thought Jeana's comment about Lynne talking like 'a woman who doesn't work' was spot-on. While she went through the same thing with her husband, it was a long time ago, with much less history, no children, etc.
If they are THAT close (gretchen and Jeff) it should not be an uncomfortable conversation. My husband is perfectly healthy, but I know I'm his beneficiary, etc. If something happens to him, I'm not going to be wondering what to do next. If anything, Gretchen is fortunate to have had time to 'plan'. Many people (speaking from experience here) are NOT that lucky. You'd be surprised, especially with old policies, who is lsted as a beneficiary...and that goes for insurance and investments. Naming a beneficiary allows procedes to pass outside of a will/probate. A smart thing to do.
I'm not giving anyone advice, as I'm not licensed in every state, but a beneficiary arrangement is common sense.