Quote:
Originally Posted by Langox510x
Money can be tight, but and still have an excess.
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No. But some people think that having $300 in an account after bills are paid counts as "excess." That counts as living paycheck to paycheck. The average American (who is out shopping right now) doesn't have any wealth accumulated and is living paycheck to paycheck.
Quote:
Originally Posted by Langox510x
I mean nothing wrong with buying Christmas presents even in this situation if you budget your money correctly.
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If budgeting money when "money is tight" means living paycheck to paycheck, the presents should not be bought.