Quote:
Originally posted by DeltAlum
Shadowkat,
I don't know any specific numbers, but sorority liability insurance is MUCH lower. The reason cited for that by the underwriters is that sorority houses are dry.
According to "Fraternal Risk Management Times" over 90% of ALL fraternity claims are alcohol related.
It's not that hard to figure out, is it?
|
The 99' average for those sorotities reporting to FEA was $21 per year, compared to the men's avg of $89.
Over the years, we have been willing partners to the masterful shift of liability to our houses. We can point fingers all over the place - including in the mirror! But it will be interesting to watch over the next few years, as sorority chapters continue to ignore the Alcohol-Free Social Function policies of their organization's. When the plaintiff's attorney's get a hold of the creative circumvention of those policies, I have no doubt that the sororities will find themselves party to many more suits than in the past.
But the dollars aren't the point! It infuriates me that my undergraduate brothers are willing to gamble their individual and collective futures on some inane need to help the women cheat the system, pack the house with a bunch of people who could care less about it sober, then participate in the providing of alcohol to anyone who can stumble to the bar....all in the hopes of satisfying their libidos.
Alcohol is not the culprit! Forbidding it from the house doesn't work - ask Farmhouse, they did it in 74'. Their loss history is not significantly better than anyone else's of similar size. They pay roughly $75 per man, which isn't much lower than the average.
Mix in that the VAST majority of hazing injuries and death result from forced consumption of alcohol, and it's enough to make me check myself into the funny farm.
The only answer I can come up with is vigilance! Absolute vigilance against hazing and alcohol violations. Pull every pin of every member that is convicted of violating the policies and do our best to rebuild the chapters.
And I'm spent............
Brad