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Don't get loans through myrichuncle.com. They have some crazy fee you don't find out about until the end. Go through your school, and the FAFSA form.
Work in the summertime and save up money for dues. If you can handle it, get a part time job during the school year that will still allow you to study and have some free time.
I attended a state school, and was in a similiar situation. I had loans, no family help and I also worked. As I got further along in school, I had less free time between class, work and interning. However, I justified the sorority costs by living in the house, and it was certainly a lot cheaper to live-in. It was a lot of fun, too.
Find out the cost of dues and look at your other costs. Ask mom and dad if they'll at least give you a food allowance once you leave the nest. Go through recruitment knowing what you can afford.
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