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Originally Posted by justme920
is 6-7K really make that much difference? It seems like to me if i'm gonna leave school in debt, i might as well get the expierence out of it that i want? what do you think? is it worth it? does an extra 6 make a signficant difference?
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My sororities dues (which are the highest on campus from what i know) are about $1300 a year, but you have to factor in things like t-shirts, other fundraisers (most charge a $5 entry fee, to raise money, duh, and though it doesn't seem significant...it adds up!!), basically, hidden fees...things that you don't think about when you think of the cost of your sorority. So, total, while I'm paying just $1300 annually, in the end it may be closer to $2,000.
And to me, it is worth it, because I'm at such a HUGE school. I transferred here knowing no one, so its helped me out a whole lot with that. But, when rushing, make sure that you really, really, really think about it. If you feel like you want to accept a bid not because you feel at home but because you "want to be in a sorority," then don't do it. Trust me, i know people who have done that an inevitably ended up dropping.
$6k in debt can actually end up being around $7k in debt, depending where you get your loan. DEFINATELY start applying NOW for scholarships---though these probably won't get you money for sorority dues, they WILL pay for tuition, which could free up money for you for sorority dues. Try fastweb.com...its definately the best one I've found. Also look at estudentloans.com for loan comparisons.
The best advice I can give you is to start saving now. Think about if you REALLY need that starbucks or those really cute shoes that probably will only go with one outfit--because the money you could save instead of spending on those, even though it will only make a difference of a few dollars, could be money you could put towards sorority dues or college tution. It does add up, trust me. I transferred out-of-state from an in-state school (where i didn't pay for anything, because my dad did) and now I'm going to be in about $50k-$70k in debt when i get out, and saving up was something that I really wish I had done in high school--you'd be surprised, because while you say now that you will have a part time job, sometimes when you get to school, you realize that your schedule really can't handle more than a few hours per week. And while every bit helps, so does saving now instead of paying later.
sorry this was a freaking book/lecture, i just wish this was stuff someone told me before i went to college.