[christiangirl]

I would definitely look into the aid you mentioned. I'm paying for school out of pocket, but my it's technically my parents money (my fund they started when I was born--we used loans for my undergrad, so it was all still available), so I don't really fit the criteria you specified. I know one guy who's paying for it out of pocket, but he works like crazy to save up for the upcoming semester before it arrives. His wife just had a baby and I think she works to put money toward it, too, and they are just barely making it with him going part time. What kind of job do you have or are willing to get? You have two years to start saving so that will give you a headstart.

I have a scholarship, but it doesn't even pay for one class a year--it covers like books and half my fees and that's all. There are some on-campus jobs in the university writing center, offices, etc. that you could probably apply for and, depending on your area of study, you may be able to get a GA gig, but it depends. In my studies (counseling) only doctoral students are allowed to have those--MA students don't qualify. Check with the school you're thinking about going to to find that out.