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My house isnt a chapter house, thats how I get away with the rules that only I make. It cant be a frat house because of town ordinances. If it were my homeowners insurance would go through the roof. Its like $900 now a year, as a chapter house the zoning would change and my insurance could be as high as $8000 a year. My insurance wouldnt cover me anyways considering they dont insure chapter houses in my county.
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