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It really depends on the sorority and chapter.
New members in my chapter only had ONE payment plan option. Being a new member involves several one-time fees that needed to be paid to HQ in a very specific time frame. For example, your badge fee is due to HQ by a certain time in the semester. We had to have all of the new girls on a similar payment schedule so that everything would get turned in on time.
So if you were a new member, you automatically were placed on our new member payment plan, unless you had some sort of emergency, in which case the girls worked something out with the treasurer.
Initiated members had different payment plan options, since there aren't any extra new member fees involved. You could pay in full at the beginning of the year, pay in 2 semesterly installments, or pay 4 installments over the year (with due dates perdetermined).
Beyond that, girls would need to see the treasurer directly if they were having an emergency situation and wanted to work out a different plan. These were at the treasurer's (and financial advisor's) disrection though and were not the norm.
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"Remember that apathy has no place in our Sorority." - Kelly Jo Karnes, Pi
Lakers Nation.
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