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Pay your debt and move on with your life.
If you signed an Omega contract, you will be responsible for both your debt AND collection fees. If you ignore Omega, you can be taken to small claims court and trust me when I tell you that you don't want a small claims judgment on your credit report.
The fraternity is being nicer about it than I would be. We generally cut people off if they miss even one payment.
Pay your bill.
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