[Kevin]

You could ask to see a detailed explanation for the charges billed to you. Ask to see the paperwork you signed. I think you do need to at least be sure that what they charged you was the correct amount, that there aren't any charges you could object to, etc.

After that, I think you need to pay whatever it is you truly owe.

You were a neophyte for a semester, you agreed to pay dues during that time, you then didn't hold up your end of the bargain.

I was my chapter's treasurer for a year. I was also the financial adviser for a time. We did use OmegaFi, and they will come after you and they will get results. You will end up paying this one way or another if you truly owe it.

It's just do you want to pay now? Or do you want to pay OmegaFi 30% extra (or whatever their fee which you will owe according to the contract they use as I recall) to collect from you? Your credit will be wrecked as well.

If nothing else, you should pay because it's the honorable thing to do.