Quote:
Originally Posted by housed98
I pledged a fraternity for an entire semester,
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You participated, you pay up. I'm sure you signed something pertaining to that. What, you didn't read it? Guess what, that's not the fraternities' fault.
If they do send it to a collection agency, which they are probably within their rights to do, your only recourse against your credit history is to contact the credit bureaus to dispute the debt.