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Plus, you have to look at the incentives for reform. These reforms won't be carried through because the average American is working poor and living paycheck to paycheck. That has almost always been the case.
Reforms of the currency standard will only occur if there is a threat to the structure of capitalism and if there is no other solution to the US economic crisis.
So people need not bank on reform and need to bank on learning how this all operates and providing safety nets where the government is falling short (because the government will ALWAYS fall short).
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