[pinklion10]

That doesn't really answer my question, but let me explain a little bit more...

Yes, this is my first semester in the chapter. And no, it's not a question of "filling space" - the house is nowhere near house total, we're a small chapter that has a lot of competition for recruitment just because of the way the Greek system here is structured.
I AM on a payment plan and have a work study job here at school, but my financial and academic circumstances changed over the summer - I didn't get more than enough money just to live on when I thought I would make enough to actually save. It's still not enough. Be being able to eat and keeping my scholarships at this point are a little bit more of a priority than Greek life. Yes, my situation is that dire - I cannot afford the semester dues (which are very high for our chapter considering we don't have a live-in house, just a lodge to hold meetings in)

And as far as things I have, I pretty much only have a set of letters I was willed and a tote bag with letters on it that my big gave me. And a lot of t-shirts, of course.