Quote:
Originally Posted by AlphaFrog
I would think that it would depend more on the insurance company than the state...are there state mandates for that sort of thing? It doesn't seem like something a state would regulate.
But, then again, NC is the only state in the union where your health insurance can't be changed during the year due to your age putting you in the next bracket, it can only change at contract renewal time. So, I guess states choose to regulate random things all the time.
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Yeah the states mandate that. In CA the theory is that driving experience is
obviously a better indicator of your risk factor than your age. IMO, the eastern and especially north eastern (NY,NJ and further north) are insanely up the insurance companys butts about how to do anything and everything.
Another interesting state is Montana. We were forced to rate EVERYONE as a single Male under 25! Even playing field is one thing but should your married mother have the same rating factors as you 18 year old brother???