I have a lease on a 2007 Honda Civic, I pay about $312/mo. (Don't get fooled by the commercial prices, there's a reason they say: FOR QUALIFIED CUSTOMERS ONLY, lol)
My insurance is about $120/mo, which is pretty good considering I still have "activity" on my driving record.
I can't help that I've got places to go, and I take the speed limit as a suggestion and not law.