[AlexMack]

Originally Posted by honeychile

We're all just happy that y'all are all right! Good luck in Recruitment!


When our dorm burned, one floor was almost a total loss, but the rest of the suites sustained an incredible amount of smoke & water damage. Each sorority's insurance covered the actual sorority areas, but for the clothes and other personal items which couldn't be saved from the stench of the smoke had to be covered by either personal or parental homeowner's/rental policies. The smoke damage alone ruined our carpeting, our upholstered furniture, draperies, and many of the linens - washing and/or dry cleaning just doesn't get rid of that stench!

In the scheme of things, renter's insurance is so inexpensive, it's a bargain. Until the paperwork came through on my house, I paid $164/year for $200,000 worth of replacement insurance. When you calculate the amount your computer & peripherals, stereo, mp3/iPod, television, dvd player, and other personal items would cost to replace, it's cheap at any price!

You put it that way, I'm going to have my boyfriend look into it ASAP. He has a lot of electronics (being the computer geek I know and love) and he lives in a 200 year old house. With gas heating. Awwww New England. So pretty. So potentially dangerous. While I'm on the subject I hate his apartment. He's literally feet away from a train track. I can't stand it.