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I do believe eBay has a policy that if the seller has misrepresented the goods (or doesn't send them to you), you're covered.
The site says: "If you've experienced any of these selling misuses, please report offenses to the Investigations link below. Disciplinary action may result in the indefinite suspension of a user's account, temporary suspension, or a formal warning. eBay will consider the circumstances of an alleged offense and the user's trading records before taking action."
"Fraud:
Please contact members before you begin your transaction. Most fraud complaints tend to be misunderstandings about the product, shipping terms, or shipping addresses. You should clarify all of these elements before you bid, and definitely before you send money. However, fraud is a reality of doing business, both on and off the Web, and you should report it to the authorities if it happens in our community."
If they provide a good, clear photo, I would suggest downloading the photo and their description to your own PC, so when you get the item, if it doesn't match, you can go to "the authorities."
I've never had a problem, though. Well, I was annoyed at the AXD I bought a badge from - what was she doing selling it - but at least it went to another sister!
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