Quote:
Originally Posted by 12dn94dst
I also echo TonyB's sentiment. I don't have any hardship stories either, for the same reason christiangirl mentioned, but I definitely appreciate your stories and I greatly respect you all for being willing to share. 
yup. it's basically when the only thing you can afford is your mortgage payment. you struggle to pay utilities and other basics. |
So, my father has a "thing" for the acquisition of cars. Not the flashy ones or the massive fixer uppers, but stupid ones that no one will buy. Then he also got caught up in that late 70's early 80's IRS audit that killed a lot of Black owned businesses. Since, I do not have a business research background, that would be a very good topic to study for a graduate degree. Anyhow, there were "times" my mother was completely unsure if we would have a house over our heads and food to eat as children.
Now, I would never say we were impoverished, but I did not see lavish gifting until I was a teen. Clothes, cars, jewelry and that is when my mother got hip to the game my father did and told him to stop. So, then he tried it on me and I was too nerdy to like it. However, my brother on the otherhand... I don't think he ever has actually looked, purchased with his own money, and owned the pink slip to a vehicle EVER!
Pisses me off to no end...
And as far as being "house broke". Yeah, my brother was in those ARM mortgages that have gone defunct. Hence, his logic for his divorce... Drama.
Whereas, my husband and I, we have a conventional mortgage. And when we got married, since my mother chose not to give us a "FHA Bridal Registry" where guests put money in a "pot" that can be used for a house downpayment, we had to ask for Lowes/Home Depot gift card. Got 2 ceiling fans for it with the install!
I think numerous people are unsure if they can do disciplined personal business decisions and we, who are educated, must try to assist those less fortunate in some of those issues. I also think we must teach them how to not take no for a final answer.