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It's not that I actually want or expect the fraternity to lose the case, but I imagine that the family is hoping to get enough money to care for their brain damaged son, rather than looking for anything punitive or having a personal-injury-suit-as-lottery-ticket mentality.
If it is true that he is as disabled as the stories present, the family confronts a real problem, especially upon the death of his parents. If the guy can't live independently, what will they do?
It would seem to me that the fraternity probably does have insurance, but that the family is going to have to prove that the fraternity is responsible, and I think it might be pretty hard.
If you don't have it already, all of us should probably look into long term disability insurance. We don't think we're going to need it, but I bet if this guy had it, there'd be no suit.
I wonder how expensive it would be for a national group to offer it to members?
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