Quote:
Originally Posted by Munchkin03
But, isn't your story more an example of people not properly reading their policies? Mine clearly states that I have a 30 day MAXIMUM for inpatient mental health care as determined by a physician. People do this all the time--for example, thinking they have a $15 copay on all of their doctor visits, when it's really the only ones in-network.
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You and I read our policies - and in fact I've read TONS of policies (but then again, being HR for my company, it's my job). But the average person does not. Especially the fine print like "as determined by a physician".