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If you get fake emails from Ebay or Paypal you can always email them to
Spoof@paypal or spoof@ebay to let them know of these particular sites. They will let you know if they are the the real deal or not with a response.
Sometimes I will click on the link for the BoA just to see what comes up in my browser bar.If it isn't the one I normally use it goes to the trash bin but I usually delete without doing that.
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