It's funny how so many of us have had some sort of experience or run in with these scammers. I remenber when I got an e-mil senior undergrad year. The email wnated me to click on some link and follow the instructions . .Gladly I had heard of these things and what not to do. I brought it to the local campus branch of the bank and they were totally suprised and asked "

where did you get this ???!!! " When I told they where they informed me that this was called a "fishing skeem" and that I was lucky that I didn't enter any information or click on the lik in the e-mail. they made copies and told me to take the e-mail printout of the e-mail to the branch where I originally opened my account. Thankfully nothing ever happened but I did have a close call.