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I'm not sure I completely understand the question, but I read the OP as asking:
a) Whether our organizations have liability insurance (risk management is generally what you do to keep insurance costs down, but it isn't the name of any type of insurance I'm aware of); and
b) Whether our organizations are national or local.
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SN -SINCE 1869-
"EXCELLING WITH HONOR"
S N E T T
Mu Tau 5, Central Oklahoma
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