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Would you like to discuss the state of mental health care in this country? A lot of homeless people are those who cannot receive enough care whether medication, therapy, residential care or otherwise to function in normal society. Their job/insurance/Medicaid doesn't pay for their pills (or only pays for pills not therapy to help you stay on them) which leads to your schizophrenia causing you to lose your job. No job, no home. If you're not serverly disabled you can't stay at a mental health facility long term. Social services try but there's not enough money.
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AMEN. I am a social worker and there are just so many people in dire need of mental health services and homeless shelters, but there is just not enough money to help everyone. So yeah, if people are in need of help what is a few spare pieces of change to you? You seem pretty well off considering that holier-than-thou attitude you've got going on. It's not just a simple cut and dry "why don't they just walk into the homeless shelter" down the street to fix their problems. It's not that easy because they get filled very quickly. If they are asking for some change, don't be a dick about it.
Stereotypes about the homeless really piss me off.