Hey Soror,
As for waiting until summer to purchase, I think it depends on how the market is moving. For me, the market is moving slow, so there are still homes on the market that have been on for several months already. So, they've lowered their prices already and I can take advantage of that. However, the market does typically heat up in the spring and summer. Those people who listed early in summer and are still on the market by September will probably be more willing to negotiate and take an offer much lower than asking.
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