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I'd do it in a minute! I was going to do it before I came to school, but once I was accepted into school, I no longer needed the home. God does work in mysterious ways though, because had I bought it, it would have been under about 20 feet of water within the next year.
As far as expenses, I told the real estate agent what I was willing to pay per month and she found properties within my price range. She didn't try to force anything on me and she respected my wishes. I knew how much I made, as well as how much I could REALISTICALLY pay per month, in conjunction with other bills. After I factored all things, including unexpected and incidential expenses, I was within a reasonable range and was ready to purchase. As I stated before, my focus shifted to school and I put my plans on hold. However, once I graduate and get a steady job, I am kissing rentals GOODBYE!
I think owning a home also depends on what you buy. I was buying a condo/townhouse, just enough for me. Now, I wouldn't actually buy a free-standing home all by myself because I know that I would have to outsource for a lot of stuff. While I am pretty handy and whatnot, I don't get too down and dirty, hence extra expenses for a gardner, etc. Plus, I don't need a "family home" without a family. I just want something that's mine and that would fit my lifestyle. No one wants to be a large home all alone.
If I would suggest anything, I would say start off with a condo/townhouse if you really want to be a homeowner. There is NOTHING wrong with being single and owning a home. If I had a real job, I would own NOW. I am tired of paying rent on something that's not mine. Plus, I feel that I would feel more secure in something that I had more control over.
GOOD LUCK!!!
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