LOL! Don't worry -- I'm not saying that 31 is old, just *older* than a lot of the people here. I still feel like a kid playing grownup most of the time.
Of course an advanced degree is no guarantee of anything, but then, there never are guarantees. Someone could take a high paying job at what seems like a stable business (Enron, Wards, etc.) and then everything falls apart. I just really think that if you do what makes you happy, it is more likely that you will succeed one way or another.
I completely agree with what you said about researching -- that is probably the most important thing to do. A double major is a great idea, as long as the second major (or minor) is something that you also enjoy.
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