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					Originally Posted by Kevin  "Need Based" -- what exactly does that mean?  Does that mean that since my father is in the top 1% of income earners but isn't paying for my school that I won't "need" the rate cut?  Or does it just generally meant that all student loans are need-based?
 I guess I could go find out on my own.
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 Dude, you are married AND over 21 AND in grad school - why are you even reporting your dad's income?