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He was only gone a year--that seems like a short amount of time for a company to do something like this. Usually you need to be past due several months, and then don't they need some kind of legal order allowing them to sell the property? All that takes time--not to mention he resumed making payments. I assume he had other bills as well--it does not mention that any of those companies took action against him.
scbelle's info above is correct. Soliders, sailors, and Marines have too much to worry about during war to have to be vigilant over their affairs at home. Hopefully this will be a lesson to others to choose their POAs carefully.
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