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Sure, you can disagree....I don't mind.
In my experience and from what I've been taught over the years (and I've been at this about ten)...if you follow the written guidelines to the letter (which a lawyer itching for a lawsuit would do), then yes, technically you can be help liable and so can your org. Now, is it realistic? I can only hope not, but I don't doubt that our orgs have been screwed for much less.
If someone has another interpretation, please share.
-Trish
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