LeslieAGD was right on the money...turns out it was a dinner cruise rehearsal dinner and a summer dress, or even light dress pants and a pretty top would have been perfect...
if only my luggage hadn't gotten lost and i was forced to wear jeans and pumas to the dinner, ooops. So much for my super first impression

All turned out well though, if anything it made me stand out more (not necessarily a good thing, but it is what it is)