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I don't know. I was raised to not buy things you can't pay for. Hence why i'm not in credit card debt like many people.
Layaway charges a fee. During the time your stuff is on layaway, there's a good chance that it will get marked down out on the floor.At least when I worked at TJ Maxx in HS, we would not mark down your stuff. Doesn't seem real economical.
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Yes, I will judge you for your tackiness.
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